11 tips for a happy retirement
From keeping fit and healthy to making the mental adjustment, we have got all the tips you need to make the most of your new-found free time.
For a lot of us, retirement is the first time where we can do what we want, when we want no questions asked.
“The purpose of life, after all, is to live it, to taste experience to the utmost, to reach out eagerly and without fear for newer and richer experiences.” – Eleanor Roosevelt
It is a time when you will need to be good with your money and spending.
And not going to work every day can make you feel like you have lost a sense of purpose.
But retirement is not what it used to be.
Nowadays, retirement is seen as a new, exciting chapter in our lives.
Hopefully the following tips may help you make the most of your retirement.
- Get your finances in order.
Organise your money so you can work out what you will have to live on. Gradually reducing your spending in the lead up to retirement may make it easier to adjust. Track down any old pensions, claim your state pension and check what you can claim. Do some financial modelling to ensure you use your money to live your best life.
- Discover new hobbies.
Hobbies not only fill up your time but can also keep you physically and mentally fit.
The more hobbies you have, the wider your social circle will become.
- Set goals for yourself
Having goals in place will help you focus your mind and give you something to aim towards.
Do you want to learn a new skill, travel, or get back into an old hobby?
- Embrace adventure – have a bucket list.
Retirement’s the time to finally tick off those bucket list items you could not do before, because of work or family commitments.
If you do not do them now, when will you? Create new memories and follow wherever adventure takes you.
- Travel more
Always dreamt of going on an around-the-world cruise, a wine-tasting trip through Italy, or a simple camping expedition in the Welsh valleys? Now you can finally make those long-held plans a reality, depending on your health and budget limitations.
- Give back to the community.
Ever thought of volunteering? Perhaps you would enjoy getting involved with your local youth club, animal rescue centre, environmental organisation or elderly support group.
There are plenty of charities that would welcome a helping hand.
- Practise mindfulness
Practising mindfulness has become more popular than ever in the last decade as a strategy to relieve stress, anxiety and depression.
Fresh air and exercise are an instant mood booster and instrumental in maintaining your wellbeing.
- Pamper yourself.
After decades of hard work, you are due some ‘me time’. Whether your idea of indulgence is a city break, a day trip to a spa or a small pleasure like dining out or going to the cinema, schedule some time for a well-deserved treat.
- Go for a health check.
Prevention is better than cure, and now is the perfect time to get your medical MOT. The NHS Health Check programme aims to help prevent heart disease, stroke, diabetes, kidney disease and certain types of dementia.
Everyone between the ages of 40 and 74, who has not already been diagnosed with one of these conditions or have certain risk factors, will be invited once every five years to have a check to assess their risk of these age-related illnesses and will be given support and advice to help them reduce or manage that risk.
If you are in this category but have not had a check in the last five years, you can ask your GP for one.
Find out more about NHS health checks.
- Keep physically active.
We should all aim to do at least 150 minutes of moderate-intensity physical activity a week, so build up to this if you have not made exercise a normal part of your life previously. Why not sign up for a charity event to give you a goal to work towards?
- Exercise your mind
Government studies have shown that learning in later years can help people stay independent, so use your free time to continue to challenge yourself mentally, whether it is learning an instrument or a language or getting a qualification.